Annuity Fundamentals
Mastering Annuities: Strategies and Insights for Investment Advisers
* Price covers the $3 IAR CE reporting fee.
Embark on a journey to master the complexities of annuities with our specialized course designed for Financial Advisers. This foundational level course dives into the different types of annuities, their features, and their strategic uses in financial planning. Whether you're looking to sharpen your existing knowledge or equip yourself with new skills, this course provides the tools you need to confidently navigate the nuanced world of annuity contracts. By focusing on both the theoretical aspects and practical applications, the course prepares advisers to tailor financial solutions that enhance retirement planning outcomes for their clients.
Our course is designed as a text-based, self-paced learning experience. You have the flexibility to start, pause, and resume the course at your convenience without the need to adhere to a specific schedule. This format allows you to integrate your learning seamlessly into your busy schedule, ensuring you can proceed at a pace that suits your individual needs.
Throughout the course, participants will engage with a variety of learning materials designed to build a robust understanding of how annuities function within a financial context. From the fundamental concepts to the detailed scrutiny of contract features such as death benefits, surrender charges, and riders, the curriculum is structured to foster a comprehensive understanding of annuities. With quizzes after each module and a final assessment, the course ensures that all participants not only grasp the theoretical knowledge but are also prepared to apply these insights effectively in real-world scenarios, making informed decisions that benefit their clients. Join this course to elevate your advisory skills and become a proficient navigator in the ever-evolving landscape of financial planning with annuities.
Difficulty Level: Foundational
IAR CE: 1 credit in Products and Practices
CFP CE: 1 hour
Upon completing this course, participants will be able to:
Course Instructions
Overview of Annuities and Their Role in Financial Planning
Objectives of the Course
Structure of the Course
Definition and Historical Background
How Annuities Work: The Basics
Parties Involved in an Annuity Contract
Quiz: Module 1 - Understanding Annuities
Fixed Annuities
Variable Annuities
Indexed Annuities
Immediate vs. Deferred Annuities
Quiz: Module 2 - Types of Annuities
Phases of an Annuity: Accumulation and Annuitization
Death Benefits
Surrender Charges
Riders
Additional Features
Quiz: Module 3 - Annuity Contract Features
Summary of Key Learnings
Further Resources and Reading
Course Survey
Final Assessment
These objectives are designed to ensure that by the end of the course, participants are not only knowledgeable about annuities but also capable of applying this knowledge in practical, client-focused scenarios.
According to NASAA guidelines, to successfully complete the course, you must achieve a score of at least 70% on the final assessment. You have up to three attempts to reach this score. If you do not pass after three attempts, you will need to retake the entire course before you can try the assessment again.
NASAA does not endorse any particular provider of CE courses. The content of the course and any views expressed are my/our own and do not necessarily reflect the views of NASAA or any of its member jurisdictions.
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